Balanced Capital & Insurance

James "JB" Ball and Randall Schumacher began their insurance and investment careers in 1984. Over the next 23 years, Balanced Capital & Insurance, LLC (BC&I) was formed and expanded to include hundreds of personal and business clients in investment and retirement plans. We are here to provide integrity, the best possible high quality service and ongoing support to all our clients present and future - at all levels.











Our Mission Statement



We believe that investing is your future and it's time for a new approach, a Balanced approach. As your investment representatives, we will serve as your personal financial coaches and guide you through every step of the investment process. Our new collaboration with SII Investments, an independent Broker Dealer, allows us to expand our investment offerings to both businesses and individuals. We are backed by experts in the key areas of investment management and portfolio design - investment professionals who rarely are accessible to individual investors. The future is planning and managing your wealth to help you realize your goals and dreams in all phases of life.

 
Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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Newsletters

What Would Warren Do?

Investors who are uncertain how to react to bad news and troubling economic indicators could find themselves making matters worse with wrong moves that serve only to make them feel better. How does the world's top investor, Warren Buffett, react to market volatility?

Join the Millionaire Club

The burden of funding retirement now rests squarely on the shoulders of workers, many of whom are finding that they may need much more than $1 million to provide a comfortable retirement lifestyle.

For Income, Pick Up This Split

A split-annuity strategy can help you begin receiving an income stream that has the potential to last well into the future.

Manage Your Tax Burden

If tax season has you searching for ways to lighten your tax load, here are two options to consider.

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